The Truth About AI Credit Usage: What’s Really Happening in the Market
Apr 29, 2026
JP Kehoe

Over the last few months, one topic has come up consistently across MSPs and their customers:
“Why is AI usage — and credit consumption — going up so much?”
On the surface, it can feel like something is wrong.
But the reality is the opposite.
What we’re seeing right now is one of the clearest signals yet that AI is working.
The Misconception: “Costs Should Be Going Down”
There’s a natural assumption in the market:
Models are getting cheaper
Intelligence is becoming more efficient
Therefore, total spend should decrease
That logic makes sense.
But it’s not what actually happens.
What’s Actually Happening: Usage Is Exploding
As AI becomes:
More capable
More accessible
More embedded into daily workflows
People use it more.
A lot more.
This is a classic example of Jevons Paradox — when efficiency increases, total consumption increases.
We’re seeing this play out in real time:
A company starts with a handful of users
Those users find value quickly
Usage becomes daily (emails, proposals, research, support)
More employees want access
Workflows get more advanced
And suddenly, AI is no longer a tool — it’s part of how the business operates.
The Big Shift: Agentic AI Is Driving Usage Through the Roof
There’s another major shift happening right now:
The move to true agentic AI.
AI is no longer just responding to prompts.
It’s:
Running multi-step workflows
Calling tools
Searching data
Executing tasks autonomously
And that changes everything.
Token consumption is going through the absolute roof.
The average usage per:
Individual user
Entire company
…has increased dramatically.
To put that into perspective:
I personally used around 1 billion tokens last month — roughly the equivalent of 7,500 books worth of words.
Now, that’s on the high end.
But even when you scale that down across:
Teams
Customers
Entire MSP portfolios
…it becomes very clear why systems are hitting limits and why credit usage is spiking.
It’s Not Just More Usage — It’s More Users
At the same time:
Agentic AI is bringing entirely new users online.
As tools become:
Easier to use
More powerful
More capable of doing real work
People who would never have used AI before are now:
Engaging daily
Running workflows
Depending on it
So you’re seeing:
More usage per user
More users overall
More complex workflows
All happening simultaneously.
The Shift in the Models Themselves
Alongside this, the model landscape is evolving fast.
While many models are getting cheaper, a new class of frontier models has emerged that are:
More powerful
More capable
Designed to execute real work
These models can consume:
10x to 100x more tokens than lighter alternatives.
And that’s expected.
Because they’re doing far more.
What You’ll See Next: A Shift Toward Cost-Efficient Intelligence
One of the most important trends to watch from here:
Companies will start experimenting much more aggressively with lower-cost models.
This has already started.
Leaders across industries have highlighted they use open-source models over ChatGPT in certain scenarios because they were:
Faster
More cost-effective
This is a signal of where the market is going.
In the agentic era, it’s not just about raw intelligence anymore.
It’s about:
Intelligence per unit of cost.
Why This Matters Right Now
If you’re an MSP or a business leader, you’re probably asking:
“How do we get ahead of rapidly rising AI costs?”
That’s the right question.
Because while usage is increasing — and will continue to — the real opportunity lies in:
Optimizing which models are used
Matching task complexity to model cost
Managing usage across teams
Creating visibility into consumption
The Short-Term Reality for MSPs
There’s an important truth:
You will feel this in the short term.
As adoption increases:
Usage spikes
Costs rise
Customers start asking questions
This is happening across the entire industry.
Not just in one platform.
Where the Market Is Heading
We are in a clear transition:
Phase 1: Access & Activation
Get AI into users’ hands quickly.
Phase 2: Usage & Adoption
Drive real, daily usage.
Phase 3: ROI & Optimization (next phase)
Optimize cost vs. performance
Understand usage deeply
Tie spend to outcomes
The conversation is shifting fast:
From “access” → to “efficiency” → to “ROI.”
Spend Management Becomes the Competitive Advantage
This is where MSPs win.
Anyone can provide AI access.
Very few can:
Optimize usage
Manage cost intelligently
Deliver ROI clarity
Guide customers through this transition
Spend and credit optimization becomes a competitive advantage.
Not as a restriction…
…but as a value creation layer.
Where Hatz AI Comes In
This is exactly the problem Hatz AI is built to solve.
As the market moves toward:
Higher usage
More models
More complexity
MSPs need:
Cost optimization
Credit optimization
Visibility
Control
And that’s where Hatz delivers:
Intelligent model routing
Multi-model access
Usage visibility
Optimization over time
Because the future isn’t about choosing one model.
It’s about managing many — efficiently.
Final Thought: Don’t Fight the Trend
If there’s one takeaway:
Rising AI usage is not a problem — it’s a signal.
The winners won’t be the ones who:
Restrict usage
Slow adoption
They’ll be the ones who:
Enable it early
Guide it properly
Optimize it continuously
Because AI doesn’t plateau.
It compounds.
And with agentic AI, that compounding is accelerating faster than most people realize.
Hatz AI
© 2025
The Truth About AI Credit Usage: What’s Really Happening in the Market
Apr 29, 2026
JP Kehoe

Over the last few months, one topic has come up consistently across MSPs and their customers:
“Why is AI usage — and credit consumption — going up so much?”
On the surface, it can feel like something is wrong.
But the reality is the opposite.
What we’re seeing right now is one of the clearest signals yet that AI is working.
The Misconception: “Costs Should Be Going Down”
There’s a natural assumption in the market:
Models are getting cheaper
Intelligence is becoming more efficient
Therefore, total spend should decrease
That logic makes sense.
But it’s not what actually happens.
What’s Actually Happening: Usage Is Exploding
As AI becomes:
More capable
More accessible
More embedded into daily workflows
People use it more.
A lot more.
This is a classic example of Jevons Paradox — when efficiency increases, total consumption increases.
We’re seeing this play out in real time:
A company starts with a handful of users
Those users find value quickly
Usage becomes daily (emails, proposals, research, support)
More employees want access
Workflows get more advanced
And suddenly, AI is no longer a tool — it’s part of how the business operates.
The Big Shift: Agentic AI Is Driving Usage Through the Roof
There’s another major shift happening right now:
The move to true agentic AI.
AI is no longer just responding to prompts.
It’s:
Running multi-step workflows
Calling tools
Searching data
Executing tasks autonomously
And that changes everything.
Token consumption is going through the absolute roof.
The average usage per:
Individual user
Entire company
…has increased dramatically.
To put that into perspective:
I personally used around 1 billion tokens last month — roughly the equivalent of 7,500 books worth of words.
Now, that’s on the high end.
But even when you scale that down across:
Teams
Customers
Entire MSP portfolios
…it becomes very clear why systems are hitting limits and why credit usage is spiking.
It’s Not Just More Usage — It’s More Users
At the same time:
Agentic AI is bringing entirely new users online.
As tools become:
Easier to use
More powerful
More capable of doing real work
People who would never have used AI before are now:
Engaging daily
Running workflows
Depending on it
So you’re seeing:
More usage per user
More users overall
More complex workflows
All happening simultaneously.
The Shift in the Models Themselves
Alongside this, the model landscape is evolving fast.
While many models are getting cheaper, a new class of frontier models has emerged that are:
More powerful
More capable
Designed to execute real work
These models can consume:
10x to 100x more tokens than lighter alternatives.
And that’s expected.
Because they’re doing far more.
What You’ll See Next: A Shift Toward Cost-Efficient Intelligence
One of the most important trends to watch from here:
Companies will start experimenting much more aggressively with lower-cost models.
This has already started.
Leaders across industries have highlighted they use open-source models over ChatGPT in certain scenarios because they were:
Faster
More cost-effective
This is a signal of where the market is going.
In the agentic era, it’s not just about raw intelligence anymore.
It’s about:
Intelligence per unit of cost.
Why This Matters Right Now
If you’re an MSP or a business leader, you’re probably asking:
“How do we get ahead of rapidly rising AI costs?”
That’s the right question.
Because while usage is increasing — and will continue to — the real opportunity lies in:
Optimizing which models are used
Matching task complexity to model cost
Managing usage across teams
Creating visibility into consumption
The Short-Term Reality for MSPs
There’s an important truth:
You will feel this in the short term.
As adoption increases:
Usage spikes
Costs rise
Customers start asking questions
This is happening across the entire industry.
Not just in one platform.
Where the Market Is Heading
We are in a clear transition:
Phase 1: Access & Activation
Get AI into users’ hands quickly.
Phase 2: Usage & Adoption
Drive real, daily usage.
Phase 3: ROI & Optimization (next phase)
Optimize cost vs. performance
Understand usage deeply
Tie spend to outcomes
The conversation is shifting fast:
From “access” → to “efficiency” → to “ROI.”
Spend Management Becomes the Competitive Advantage
This is where MSPs win.
Anyone can provide AI access.
Very few can:
Optimize usage
Manage cost intelligently
Deliver ROI clarity
Guide customers through this transition
Spend and credit optimization becomes a competitive advantage.
Not as a restriction…
…but as a value creation layer.
Where Hatz AI Comes In
This is exactly the problem Hatz AI is built to solve.
As the market moves toward:
Higher usage
More models
More complexity
MSPs need:
Cost optimization
Credit optimization
Visibility
Control
And that’s where Hatz delivers:
Intelligent model routing
Multi-model access
Usage visibility
Optimization over time
Because the future isn’t about choosing one model.
It’s about managing many — efficiently.
Final Thought: Don’t Fight the Trend
If there’s one takeaway:
Rising AI usage is not a problem — it’s a signal.
The winners won’t be the ones who:
Restrict usage
Slow adoption
They’ll be the ones who:
Enable it early
Guide it properly
Optimize it continuously
Because AI doesn’t plateau.
It compounds.
And with agentic AI, that compounding is accelerating faster than most people realize.